Holistic financial planning
Holistic Financial Planning in personal financial planning is a comprehensive approach that considers all aspects of your financial life to create a cohesive and integrated strategy.
This method goes beyond traditional financial planning, which often focuses narrowly on insurances and investments.
Holistic Financial Planning encompasses a wide range of factors including income, expenses, savings, net worth, risk, debts, tax, investments and estate planning. It also considers personal goals, lifestyle choices, health, and family circumstances.
By addressing these diverse elements, holistic financial planning aims to align financial strategies with your overall life goals, values, and long-term vision, ensuring a more balanced and resilient financial future.
Our advisory emphasizes a balanced & comprehensive approach to “financial for life” planning.
We integrates the freedom of self-determination with expert guidance in all key areas, aiming to create a peace of mind towards the end of life.
We recognize the interconnectedness of the 5 core pillars of financial planning scopes & striving for simplication within complexity and intelligent use of limited financial resources.
Founder & Principal Adviser
Jarvic Lau
Licensed Financial Planner
Specialization: Holistic Financial Planning
Mission
To empower individuals and businesses to achieve financial peace of mind through holistically tailored financial planning strategies, ensuring wealth preservation, accumulation, and seamless intergenerational transfer.
Philosophy
Guided by the principle "Start Right, Stay Right, and End Right," Jarvic Lau advocates for a holistic approach to financial planning. This philosophy emphasizes starting with a strong financial foundation, maintaining optimal financial health, and ensuring a secure and planned financial legacy.
History
Jarvic Lau embarked on his journey in the financial services industry in 2004, transitioning from a robust foundation in IT engineering from TAR UMT.
By 2011, Jarvic had joined a prominent independent financial advisor (IFA) firm that approaved by Bank Negara Malaysia (BNM) as Approved Financial Adviser (FA) and Capital Market Services License (CMSL) holder accredited by the Securities Commission Malaysia (SC). Since then, Jarvic acquired extensive regional experience in holistic financial planning practicesand has developed an innovative approach that integrates all aspects of personal finance, offering clients with comprehensive and well-rounded financial strategies.
Expertise and Services
Jarvic Lau offers extensive expertise in:
- Corporate and Personal Risk Management: Identifying and mitigating financial risks for both businesses and individuals.
- Debt Management: Focusing on strategies for mortgage reduction and efficient debt repayment plans.
- Personal Tax Planning: Implementing tax strategies to optimize financial outcomes for individuals and families.
- Portfolio Investment Planning: Crafting diversified investment portfolios to meet long-term financial goals.
- Estate Planning: Creating wills and trusts to ensure smooth business succession and the secure transfer of wealth.
Specializing in assisting young families, professionals, retirees and SMEs, Jarvic Lau is dedicated to providing personalized financial solutions that address the unique needs and goals of each client.
Professional Credentials
Jarvic holds several prestigious qualifications and licenses, demonstrating his extensive expertise and commitment to the field of financial planning:
- Certified Financial Planner (CFP) by the Financial Planning Association Malaysia (FPAM)
- Financial Adviser Representative (FAR) licensed by Bank Negara Malaysia
- Capital Markets Services Representative Licensed (CMSRL) by the Securities Commission
- Unit Trust & Private Retirement Scheme Consultant (UT & PR) licensed by the Federation of Investment Managers Malaysia (FIMM)
Professional Involvement
Jarvic is actively involved in professional associations, holding a significant role in the Financial Planning Association Malaysia (FPAM). He serves as the Continuing Education & Events Head for the FPAM Melaka Chapter, a position he will hold from 2023 to 2025, contributing to the ongoing education and professional development of financial planners in the region.
Educational Outreach
Committed to raising financial literacy, Jarvic Lau has delivered numerous presentations, workshops, and seminars designed for a broad audience, including the public, corporate entities, and various associations, covering essential aspects of financial planning and management.
Commitment to Clients
At the core of Jarvic Lau’s practice is a dedication to serving Malaysians, with a focus on ensuring that families are well-protected and that their wealth is carefully preserved and strategically accumulated. The ultimate goal is to facilitate the transfer of family wealth across generations, securing financial stability and peace of mind for future generations.
Achievements
Through a holistic financial planning methodology, Jarvic Lau has successfully helped hundreds of individuals and families achieve their financial goals. By focusing on comprehensive and customized financial strategies, he ensures that clients not only reach their financial milestones but also enjoy a sense of security and well-being.
Contact
(+60) 16 225 7866
Phone :
jarvic@growealthadvisory.com
Email :
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